Female to Male transexual. The transition that involves taking male hormones, electing for top (breast removal) surgery, but doesn't always indicate bottom (penis attachment) surgery. Some Amy Johns may take testosterone and have top surgery, yet don't consider themselves transexual, or even male-identified.
Dirty Rotten Scoundrel
Working at a bank, one would encounter this type of scum yearly. Be sure to dust your shoulders off in his presence, because you can smell the cheap billowing off his pathetic game. Popularized by the comedic film of the same title, beware these type of theives run in wolf packs.